SALAM LEBARAN...

Pantun spontan untuk anda semua...

Hari Jumaat mungkin Raya
Hari Raya hari yg mulia
Hari yg lepas jadikan pedoman
Hari depan kita bina idaman

Dosa lampau jadikan pedoman
Pahala hadapan kita kembangkan
Salah dan silap kita maafkan
Agar hati dipenuhi keimanan

Niat kawan nasihat ikhlas
Jujur dan ikhlas jadi pegangan
Peluang baik usah dilepas
Rezeki baik sedekah zakatkan


... saya mengucapkan kepada semua pembaca blog saya , selamat menyambut Aidil Fitri... salam kemaafan dari saya dan keluarga terhadap salah dan silap yang jelas dan mungkin juga tersimpan di dlm peti hati anda.. semoga anda semua bergembira dan dapat saling menyambung silaturahim sesama kenalan dan saudara-mara sempena bulan Syawal yg bakal tiba. Saya telah sedia memberikan kemaafan kpd sesiapa jua yg mungkin ada sekelumit dosa pun jika ada terhadap saya. Semoga Allah memberikan keampunan, petunjuk dan Hidayah kepada kita semua.

Salam lebaran...
http://mjamilali.blogspot.com

CAMPAIGN HIGHLIGHTS

Public Mutual is celebrating its 35th Anniversary this year and would like to thank all our unitholders for their continuous support over the years. To commemorate this great milestone, we are giving away a brand new Proton Exora and other attractive prizes through our 35th Anniversary Campaign 2010!


Qualified unitholders will stand to win the following:

20K MGQP Draw

* 1x Proton Exora 1.6
* 10 x 42-inch Full HD LCD TV
* 10 x Dell Notebook
* 20 x Global Positioning System (GPS)

200K MGQP Draw

* 5 x Canon DSLR Camera

400K MGQP Draw

* 3 x 55-inch Full HD LCD TV

20K MGQP Draw*
For every 20,000 MGQP that you maintain as at 30 November 2010, you will be entitled for 1 draw under this category.

200K MGQP Draw*
For every 200,000 MGQP that you maintain as at 30 November 2010, you will be entitled for 1 draw under this category, in addition to the 20K MGQP Draw.

400K MGQP Draw*
For every 400,000 MGQP that you maintain as at 30 November 2010, you will be entitled for 1 draw under this category, in addition to the draws under 20K MGQP and 200K MGQP.
Assuming you have 600,000 MGQP as at 30 November 2010, you will be entitled for the following draws:


20K MGQP Draw = 30 Draws

200K MGQP Draw = 3 Draws

400K MGQP Draw = 1 Draw


For more information, please contact your servicing unit trust consultant or call our Hotline at 03-6207 5000.

Prizes presented on all materials (if any) are for display purpose only and do not depict any representation of actual prizes.

*Terms and conditions apply

Public Mutual declares over RM184 million income distributions for its investors

Public Bank’s wholly-owned subsidiary, Public Mutual, declared distributions totaling more than RM184 million for eight of its funds. The company also declared unit splits for two of the funds. The gross distributions and unit splits declared for the respective funds for the financial year ended 31 July 2010 are as follows:

Fund -----------------------------------Unit Split-----------Gross Distribution
----------------------------------------------------------------(sen per unit)

Public Growth Fund -----------------------( - )-------------- 5.00

Public Islamic Opportunities -------------( - )-------------- 2.50

Public Islamic Select Enterprises Fund --( - )-------------- 1.25

Public Far-East Property & Resorts Fund -( - )-------------- 0.50

Public Bond Fund ------------------------( - )--------------- 5.00

Public Islamic Select Bond Fund ---------( 1:50 )--------------- 5.00

Public Islamic Income Fund --------------( 1:25 )--------------- 3.50

PBB MTN Fund 1 -------------------------- ( - )--------------- 2.00

According to The Edge-Lipper Fund Table dated 26 July 2010, Public Growth Fund and Public Islamic Opportunities Fund have generated one-year returns of 18.10% and 28.35% respectively for the period ended 16 July 2010. Public Islamic Opportunities Fund is an award-winning Islamic small-cap fund, having won Failaka Islamic Fund Awards 2009 for Best Malaysian Fund, 3 years category.

Meanwhile, Public Islamic Select Enterprises Fund which is open for EPF Members Investment Scheme generated a one-year return of 13.57% for the period ended 16 July 2010. Public Far-East Property & Resorts Fund which focuses its investments in property, hotel and resorts stocks, and Real Estate Investment Trusts (REITs) generated a one-year return of 6.72% over the same period which is above its benchmark return of 1.38%.

On bond funds, Public Bond Fund, Public Islamic Select Bond Fund and Public Islamic Income Fund, recorded one-year returns of 7.67%, 6.18% and 4.90%, respectively for the period ended 16 July 2010. Public Bond Fund is also an award-winning fund, having garnered a total of 24 awards to date, while Public Islamic Income Fund is open for EPF Members Investment Scheme.

PBB MTN Fund 1, on the other hand, is a close-ended wholesale bond fund. The fund was launched in November last year to provide a steady stream of income returns through investment in subordinated medium-term notes issued by Public Bank Berhad.

All of these funds are distributed by Public Mutual unit trust consultants except for PBB MTN Fund 1, which is distributed via Public Bank branches nationwide.

Public Mutual is Malaysia’s largest private unit trust company with 78 funds under management. It has over 2,320,000 accountholders and as at 30 June 2010, the total net asset value of the funds managed by the company was RM36.5 billion.

KLCI 28Jan2010 - 27Jul2010

Mutual Gold Elite Privileges and Benefits

1) Privileged Health Packages
You get to enjoy up to 50% savings on health screening packages at the Pantai Group of Hospitals.

2) Discounted Rate on Mutual Life Plus 2 Insurance
Enjoy savings of 10% on optional insurance Mutual Life Plus 2 which provides term life, personal accident and 36 critical illness coverage.

3) Monthly Statement of Accounts
With your accounts all consolidated into one Monthly Statement of Accounts, you will get a clear view of all your investment accounts without having to go through individual account statements.

4) Free Insurance Coverage
Enjoy free Group Personal Accident with Permanent Disability Insurance coverage of RM1.00 for every 1 Qualifying Point subject to a maximum coverage of RM750,000. This coverage ceases in the event that your Qualifying Points drop below 100,000 at any one time.

5) Privileged Benefits with Public Bank
Get a Free-for-life Platinum Credit Card* from Public Bank for as long as you maintain your Mutual Gold Elite status.
* Subject to terms and conditions

No commission and stamp duty on cashier's order/banker's cheque purchased from Public Bank branches.

6) Personalized Financial Planning Organizer
You will be presented with a personalized financial planning organizer to assist you in maintaining your investment transactions.

7) Birthday Gift Surprise
You will receive on your birthday a premium gift that is carefully selected just to add delight to your special day!

8) Free Will Writing and Trust Services
Get your Will written now. PB Trustee and Amanah Raya Berhad can help, and the Will Writing* is free without having to appoint them as Executor.

Or, if you want to set up a Trust for your children and loved ones, do it at PB Trustee where preparation of Trust* is free. At Amanah Raya Berhad, there is a 50% discount on the fees for preparation of the Trust.

For more information, call PB Trustee at 03-2176 6651 or ARB at 03-2055 7622.

* Subject to terms and conditions

9) Free Trust Nomination
You are entitled up to 5 Free Trust Nominations. By setting up Trust Nomination now, you can ensure that your unit trust investment are distributed to your beneficiaries.

10) Repurchase Cheques Within Two Business Days
Get your repurchase cheques within two business days. We can arrange for cheque bank-in. All we require is your bank account number.

11) Free Switchings
You get to enjoy up to 30 free switchings a year.

12) Fee Waiver
Administration fee for transfer of units is waived.

13) Complimentary Magazine
You have a choice of a complimentary magazine in either English, 'Calibre' or Chinese, 'Feng'. Both magazines will keep you informed on the best that life has to offer; featuring lifestyle articles on travel, dining, health,personal finance and much more!

14) Invitation to Seminars & Talks
You will also receive special invitations to Seminars & Talks with interesting topics on the financial markets, financial planning and lifestyles arranged exclusively for you.

15) Market Updates and Reviews
Keep in touch on the latest investment scene through our Market Report via email.

16) Insurance Products From LonPac Insurance
Enjoy special rates for :
> Houseowner Insurance and Householder Insurance.
> Privilege Car Protector Insurance, TravelNet and Golfer's Insurance.

Please call Lonpac at 03-2262 8688 for assistance.

17) Red Carpet Banking Privileges
You also get a dose of Red Carpet Banking privileges, offered by Public Bank to their valued customers. All that is required of you is to maintain a minimum of RM200,000 in savings, current and fixed deposit accounts with Public Bank.

18) Exclusive Mutual Gold Centre
Enjoy a drink and relax in the comfort and ambience of our Mutual Gold Centre while we attend to you.

19) Dedicated Mutual Gold Hotline
You can be assured of quick and immediate service through our dedicated Hotline.

Mutual Gold Benefits and Services

Free Will Writing and Trust Services
Get your Will written now. PB Trustee and Amanah Raya Berhad can help, and the Will Writing* is free without having to appoint them as Executor.

Or, if you want to set up a trust for your children and loved ones, do it at PB Trustee where preparation of Trust* is free. At Amanah Raya Berhad, there is a 50% discount on the fees for preparation of the Trust.

For more information, call PB Trustee at 03-2176 6651 or ARB at 03-2055 7622.

* Subject to terms and conditions

Free Trust Nomination
You are entitled up to 5 Free Trust Nominations. By setting up Trust Nomination now, you can ensure that your unit trust investment are distributed to your beneficiaries.

Free Public Bank Credit Cards
Get a free-for-life Credit Card* from Public Bank as long as you maintain your Mutual Gold status.

* Subject to terms and conditions

Repurchase Cheques Within Two Business Days
Get your repurchase cheques within two business days. We can arrange for cheque bank-in. All we require
is your bank account number.

Free Switchings
You get to enjoy up to 18 free switchings a year.

Fee Waiver
Administration fee for transfer of units is waived.

Free Insurance
Enjoy free Group Personal Accident with Permanent Disability Insurance coverage of RM1.00 for every 1 Mutual Gold Qualifying Point, subject to a maximum coverage of RM500,000.00. You will not be covered in the event that your total Qualifying Points drop below 100,000 at any one time.

Complimentary Magazine
You have a choice of a complimentary magazine in either English, 'Calibre' or Chinese, 'Feng'. Both magazines will keep you informed on the best that life has to offer; featuring lifestyle articles on travel, dining, health,personal finance and much more!

Quarterly Statement of Accounts
With your accounts all consolidated in one Quarterly Statement of Accounts, you will get a clear view of all your investment accounts without having to go through individual account statements.

Invitation to Seminars & Talks
You will also receive special invitations to Seminars & Talks with interesting topics on the financial markets,financial planning and lifestyles arranged exclusively for you.

Market Updates and Reviews
Keep in touch on the latest investment scene through our Market Report via email.

Insurance Products From LonPac Insurance
Enjoy special rates for :
> Houseowner Insurance and Householder Insurance.
> Privilege Car Protector Insurance, TravelNet and Golfer's Insurance.

Please call Lonpac at 03-2262 8688 for details.

Red Carpet Banking Privileges
You also get a dose of Red Carpet Banking privileges, offered by Public Bank to their valued customers. All that is required of you is to maintain a minimum of RM200,000 in savings, current and fixed deposit accounts with Public Bank.

Exclusive Mutual Gold Centre
Enjoy a drink and relax in the comfort and ambience of our Mutual Gold Centre while we attend to you.

Dedicated Mutual Gold Hotline
You can be assured of quick and immediate service through our dedicated Hotline.

Bank Negara naik lagi kadar faedah 0.25 peratus

2010/07/09
BANK Negara Malaysia menaikkan kadar faedah sebanyak 0.25 peratus lagi, iaitu bagi kali ketiga tahun ini selepas kenaikan 0.25 peratus masing-masing pada 4 Mac dan 13 Mei lalu.

Jawatankuasa Dasar Monetari bank pusat itu pada mesyuaratnya semalam memutuskan menaikkan Kadar Dasar Semalaman (OPR), iaitu penanda aras digunakan bank tempatan dalam menentukan Kadar Pinjaman Asas (BLR) mereka, kepada 2.75 peratus.
Serentak itu, ia juga menaikkan kadar terendah dan tertinggi koridor OPR kepada 2.5 peratus dan tiga peratus.
Purata BLR bank tempatan ketika ini adalah pada kadar 6.05 peratus.

Dalam kenyataannya semalam, Bank Negara berkata ekonomi global terus mencatat pemulihan pada suku kedua, disokong pertumbuhan teguh dan menyeluruh kebanyakan ekonomi pesat membangun, khususnya di Asia dan pemulihan sederhana dalam ekonomi maju.

Bagaimanapun, katanya ketidaktentuan pasaran kewangan antarabangsa telah meningkat berikutan kebimbangan terhadap krisis hutang kerajaan yang berterusan di beberapa ekonomi maju.

Perkembangan ini meningkatkan ketidakpastian mengenai kesan yang mungkin timbul dalam sistem kewangan antarabangsa dan aktiviti ekonomi global.
Melangkah ke depan, meskipun penilaian menunjukkan pemulihan global akan berterusan, wujud peningkatan risiko bahawa momentum pertumbuhan global mungkin menjadi sederhana, katanya.

Terima kasih diatas penyertaan anda. Berita Harian berhak untuk tidak memaparkan sebarang komen yang menyentuh isu-isu sensitif dan yang berbentuk iklan komersil. Alamat IP anda akan direkodkan dan mungkin digunakan untuk menghalang penghantaran komen seterusnya jika melanggar peraturan yang ditetapkan.