Latest New Focus Investing Fund and Infrasructure Bond Fund

Alpha is defined as excess returns obtained as a result of certain investment strategies undertaken by a fund. One of the strategies for a fund to achieve alpha or excess returns is via ‘focus investing’ which involves maintaining a concentrated portfolio of stocks that are expected to outperform the broader market over time.

In contrast to general equity funds which hold a broader portfolio of 60 stocks or more, funds which practice focus investing provide investors with the opportunity to participate in higher potential returns over the medium to long-term due to the concentration of stocks. In general, these funds are suitable for investors with higher risk profiles as the fund’s concentrated portfolio may result in increased volatility over short-term periods.

Public Islamic Alpha-40 Growth Fund (PIA40GF) is an Islamic equity fund that seeks to achieve capital growth by investing up to a maximum of 40 Shariah-compliant stocks listed in the domestic and regional markets. The fund is able to adopt a more focused investment strategy and achieve potentially higher returns as it concentrates its investment in a portfolio of not more than 40 stocks. To achieve increased diversification, the fund may invest up to 30 percent of its net asset value (NAV) in regional markets.

On the economic front, Malaysia’s economy is expected to rebound by 6.8 percent1 in 2010 from a contraction of 1.7 percent1 in 2009 following a recovery in the manufacturing and services sectors. However, Gross Domestic Product (GDP) growth is envisaged to moderate to 5.2 percent1 in 2011 as export growth moderates. However, on the domestic front, investment and consumer spending is envisaged to be resilient amidst an environment of accommodative interest rates, rising disposable incomes and favourable demographic trends.

The local equity market is supported by fair valuations and sustained domestic liquidity. Despite the FBM KLCI rising by 15.8 percent1 for the year-to-date to 1,466.97 points on 17 September 2010, the local stock market is trading at a prospective P/E of 14.1x1 on 2011 earnings, which is below the market’s 10-year average P/E ratio of 16.5x1. The local market is also supported by a gross dividend yield of about 3.6 percent1, which is in line with the 10-year average of 3.5 percent1 and exceeds the current 12-month fixed deposit rate of 2.85 percent1.

1 Bloomberg, September 2010

You are advised to read and understand the contents of the Prospectus of Public Islamic Alpha-40 Growth Fund and Public Islamic Infrastructure Bond Fund dated 16 November 2010 before investing. The prospectus has been registered with the Securities Commission who takes no responsibility for its contents, and neither should its registration be interpreted to mean that the Commission recommends the investment.

You should note that there are fees and charges involved; and that the prices of units and distribution payable, if any, may go down as well as up. Past performance of a fund is not an indication of its future performance. Applications to purchase units must come in the form of a duly completed application form referred to in and accompanying the prospectus. A copy of the prospectus can be obtained from your unit trust consultant or nearest Public Mutual branch.

Pls read details HERE in English and HERE in Bahasa

KLCI 5 Years Historical Analysis

KLCI 12 Apr 2010 - 11 Oct 2010

Why I stop my Forex Trading? (points 17-20)

FOREIGN DIRECT INVESTMENT
by Dr. Mahathir bin Mohamad on Monday, 20 September 2010 at 22:47

1. One reason advanced by the advocates of letting the Ringgit to be traded abroad is that it will encourage foreign direct investment.

2. There was a time when Malaysia practically pioneered encouragement for foreign direct investment. It was even before FDI became popular with many developing countries as a shortcut to economic growth. Malaysia wanted FDI for job-creating labour intensive industries because of the need to create employment opportunities for its workforce at that time. It was really not about growing the economy.

3. For Malaysia at that time, foregoing taxes and even local participation were not important. The Government did not rely on FDI to fill its treasury.

4. The policy of attracting FDI was so successful that it resolved the problem of unemployment until it created a problem of labour shortage. This led to an inflow of foreign workers and the expatriation of billions of Ringgit back to their countries. FDI no longer helped Malaysia's growth.

5. But being used to this easy approach we keep on inviting FDI believing that it would still help with our economy. But let us look at what really happens when there is foreign direct investment.

6. Most people think that there would be an inflow of capital. But actually only about 10 per cent of the capital needed was brought in. The rest is borrowed from local banks, preferably foreign owned banks. It is therefore Malaysian money that is invested.

7. Apart from tax exemption Malaysia also subsidised the operations of foreign owned companies through subsidised electricity, fuel and domestic transportation. Of course the Malaysian workers contribute through their cheap labour.

8. There is another type of FDI which is even less beneficial. This take the form of investments in the stock market. Usually the objective is not to benefit from profits and dividends but from capital gains.

9. When foreign investors buy Malaysian shares, the prices are likely to appreciate. Foreign institutional investors, especially pension funds can easily push up share prices with their repeated purchases.

10. When the prices are high enough the investors would dump the shares and collect capital gains. The local investors would lose money as prices depreciated.

11. During the financial cirisis of 1997-98, foreign investors dumped their shares so as to quickly change the Ringgit into foreign (US) currency before further falls in the Ringgit would give them less foreign currency in exchange. This invariably caused a steep fall in the share prices and Stock Market Index with consequent losses by local investors.

12. The Malaysian Stock Exchange makes money from commissions or the sales and purchase of shares. Consequently they are happy with more selling and buying on the Exchange. They therefore welcome foreign investors in the market. In fact they believe that if short selling is allowed they will make even more money.But these kinds of market activities do not benefit the nation.

13. FDI is double-edged and caution is needed when deciding on encouraging it. Today FDI is not coming into Malaysia because countries such as China, Vietnam, even Thailand and Indonesia offer lower cost of labour. Besides the economic recession in America and Europe mean less capital is available.

14. But what about the Ringgit? How will it affect the FDI? We need to know whether there was a lowering of FDI due to fixing the Ringgit exchange rate in 1998. If there was, was it directly due to the exchange control or other factors like increase in the cost of labour and competition with the above-mentioned low cost countries?

15. Actually when the Ringgit was fixed at RM3.80 to 1 US Dollar, the cost of investing in Malaysia was lower in terms of foreign currency. Now that the Ringgit has appreciated to RM3.20, the cost has appreciated. If we allow free trading of Ringgit abroad, two things can happen.

16. If the Ringgit strengthens then the cost of investment in Malaysia would increase, This would not facilitate foreign investments.

17. On the other hand the currency traders may once again cause the Ringgit to depreciate. This may result in increased FDI. But remember how we went into recession when our ringgit was devalued by foreign currency traders? Do we want to have that crisis again?

18. The present financial crisis in the world is due to the abuse of regulations in the financial market. No positive steps have been taken so far to regulate it. Certainly currency trading remains unregulated and selective.

19. The latest report says that every day currency trading is valued at four trillion dollars, equal to the total output of Germany in one year.

20. Whereas Germany's 4 trillion dollars yearly output creates millions of jobs, businesses big and small and much trade, the 4 trillion a day currency trade creates practically no jobs, businesses or trade. Of course the currency traders make tons of money. In the process we know that they can cause a repeat of the crisis faced by the world when they lose. Why should the world allow such greedy people to put the world at risk.

21. If we fully free our Ringgit the risk of being attacked by currency traders will once again be faced by us. Do we really want to have the financial crisis once again?

22. So I hope the Government will explain why it wants the Ringgit to be traded again. I hope it is not because we want to be good boys who will always do what we are told to do.

SALAM LEBARAN...

Pantun spontan untuk anda semua...

Hari Jumaat mungkin Raya
Hari Raya hari yg mulia
Hari yg lepas jadikan pedoman
Hari depan kita bina idaman

Dosa lampau jadikan pedoman
Pahala hadapan kita kembangkan
Salah dan silap kita maafkan
Agar hati dipenuhi keimanan

Niat kawan nasihat ikhlas
Jujur dan ikhlas jadi pegangan
Peluang baik usah dilepas
Rezeki baik sedekah zakatkan


... saya mengucapkan kepada semua pembaca blog saya , selamat menyambut Aidil Fitri... salam kemaafan dari saya dan keluarga terhadap salah dan silap yang jelas dan mungkin juga tersimpan di dlm peti hati anda.. semoga anda semua bergembira dan dapat saling menyambung silaturahim sesama kenalan dan saudara-mara sempena bulan Syawal yg bakal tiba. Saya telah sedia memberikan kemaafan kpd sesiapa jua yg mungkin ada sekelumit dosa pun jika ada terhadap saya. Semoga Allah memberikan keampunan, petunjuk dan Hidayah kepada kita semua.

Salam lebaran...
http://mjamilali.blogspot.com

CAMPAIGN HIGHLIGHTS

Public Mutual is celebrating its 35th Anniversary this year and would like to thank all our unitholders for their continuous support over the years. To commemorate this great milestone, we are giving away a brand new Proton Exora and other attractive prizes through our 35th Anniversary Campaign 2010!


Qualified unitholders will stand to win the following:

20K MGQP Draw

* 1x Proton Exora 1.6
* 10 x 42-inch Full HD LCD TV
* 10 x Dell Notebook
* 20 x Global Positioning System (GPS)

200K MGQP Draw

* 5 x Canon DSLR Camera

400K MGQP Draw

* 3 x 55-inch Full HD LCD TV

20K MGQP Draw*
For every 20,000 MGQP that you maintain as at 30 November 2010, you will be entitled for 1 draw under this category.

200K MGQP Draw*
For every 200,000 MGQP that you maintain as at 30 November 2010, you will be entitled for 1 draw under this category, in addition to the 20K MGQP Draw.

400K MGQP Draw*
For every 400,000 MGQP that you maintain as at 30 November 2010, you will be entitled for 1 draw under this category, in addition to the draws under 20K MGQP and 200K MGQP.
Assuming you have 600,000 MGQP as at 30 November 2010, you will be entitled for the following draws:


20K MGQP Draw = 30 Draws

200K MGQP Draw = 3 Draws

400K MGQP Draw = 1 Draw


For more information, please contact your servicing unit trust consultant or call our Hotline at 03-6207 5000.

Prizes presented on all materials (if any) are for display purpose only and do not depict any representation of actual prizes.

*Terms and conditions apply

Public Mutual declares over RM184 million income distributions for its investors

Public Bank’s wholly-owned subsidiary, Public Mutual, declared distributions totaling more than RM184 million for eight of its funds. The company also declared unit splits for two of the funds. The gross distributions and unit splits declared for the respective funds for the financial year ended 31 July 2010 are as follows:

Fund -----------------------------------Unit Split-----------Gross Distribution
----------------------------------------------------------------(sen per unit)

Public Growth Fund -----------------------( - )-------------- 5.00

Public Islamic Opportunities -------------( - )-------------- 2.50

Public Islamic Select Enterprises Fund --( - )-------------- 1.25

Public Far-East Property & Resorts Fund -( - )-------------- 0.50

Public Bond Fund ------------------------( - )--------------- 5.00

Public Islamic Select Bond Fund ---------( 1:50 )--------------- 5.00

Public Islamic Income Fund --------------( 1:25 )--------------- 3.50

PBB MTN Fund 1 -------------------------- ( - )--------------- 2.00

According to The Edge-Lipper Fund Table dated 26 July 2010, Public Growth Fund and Public Islamic Opportunities Fund have generated one-year returns of 18.10% and 28.35% respectively for the period ended 16 July 2010. Public Islamic Opportunities Fund is an award-winning Islamic small-cap fund, having won Failaka Islamic Fund Awards 2009 for Best Malaysian Fund, 3 years category.

Meanwhile, Public Islamic Select Enterprises Fund which is open for EPF Members Investment Scheme generated a one-year return of 13.57% for the period ended 16 July 2010. Public Far-East Property & Resorts Fund which focuses its investments in property, hotel and resorts stocks, and Real Estate Investment Trusts (REITs) generated a one-year return of 6.72% over the same period which is above its benchmark return of 1.38%.

On bond funds, Public Bond Fund, Public Islamic Select Bond Fund and Public Islamic Income Fund, recorded one-year returns of 7.67%, 6.18% and 4.90%, respectively for the period ended 16 July 2010. Public Bond Fund is also an award-winning fund, having garnered a total of 24 awards to date, while Public Islamic Income Fund is open for EPF Members Investment Scheme.

PBB MTN Fund 1, on the other hand, is a close-ended wholesale bond fund. The fund was launched in November last year to provide a steady stream of income returns through investment in subordinated medium-term notes issued by Public Bank Berhad.

All of these funds are distributed by Public Mutual unit trust consultants except for PBB MTN Fund 1, which is distributed via Public Bank branches nationwide.

Public Mutual is Malaysia’s largest private unit trust company with 78 funds under management. It has over 2,320,000 accountholders and as at 30 June 2010, the total net asset value of the funds managed by the company was RM36.5 billion.

KLCI 28Jan2010 - 27Jul2010

Mutual Gold Elite Privileges and Benefits

1) Privileged Health Packages
You get to enjoy up to 50% savings on health screening packages at the Pantai Group of Hospitals.

2) Discounted Rate on Mutual Life Plus 2 Insurance
Enjoy savings of 10% on optional insurance Mutual Life Plus 2 which provides term life, personal accident and 36 critical illness coverage.

3) Monthly Statement of Accounts
With your accounts all consolidated into one Monthly Statement of Accounts, you will get a clear view of all your investment accounts without having to go through individual account statements.

4) Free Insurance Coverage
Enjoy free Group Personal Accident with Permanent Disability Insurance coverage of RM1.00 for every 1 Qualifying Point subject to a maximum coverage of RM750,000. This coverage ceases in the event that your Qualifying Points drop below 100,000 at any one time.

5) Privileged Benefits with Public Bank
Get a Free-for-life Platinum Credit Card* from Public Bank for as long as you maintain your Mutual Gold Elite status.
* Subject to terms and conditions

No commission and stamp duty on cashier's order/banker's cheque purchased from Public Bank branches.

6) Personalized Financial Planning Organizer
You will be presented with a personalized financial planning organizer to assist you in maintaining your investment transactions.

7) Birthday Gift Surprise
You will receive on your birthday a premium gift that is carefully selected just to add delight to your special day!

8) Free Will Writing and Trust Services
Get your Will written now. PB Trustee and Amanah Raya Berhad can help, and the Will Writing* is free without having to appoint them as Executor.

Or, if you want to set up a Trust for your children and loved ones, do it at PB Trustee where preparation of Trust* is free. At Amanah Raya Berhad, there is a 50% discount on the fees for preparation of the Trust.

For more information, call PB Trustee at 03-2176 6651 or ARB at 03-2055 7622.

* Subject to terms and conditions

9) Free Trust Nomination
You are entitled up to 5 Free Trust Nominations. By setting up Trust Nomination now, you can ensure that your unit trust investment are distributed to your beneficiaries.

10) Repurchase Cheques Within Two Business Days
Get your repurchase cheques within two business days. We can arrange for cheque bank-in. All we require is your bank account number.

11) Free Switchings
You get to enjoy up to 30 free switchings a year.

12) Fee Waiver
Administration fee for transfer of units is waived.

13) Complimentary Magazine
You have a choice of a complimentary magazine in either English, 'Calibre' or Chinese, 'Feng'. Both magazines will keep you informed on the best that life has to offer; featuring lifestyle articles on travel, dining, health,personal finance and much more!

14) Invitation to Seminars & Talks
You will also receive special invitations to Seminars & Talks with interesting topics on the financial markets, financial planning and lifestyles arranged exclusively for you.

15) Market Updates and Reviews
Keep in touch on the latest investment scene through our Market Report via email.

16) Insurance Products From LonPac Insurance
Enjoy special rates for :
> Houseowner Insurance and Householder Insurance.
> Privilege Car Protector Insurance, TravelNet and Golfer's Insurance.

Please call Lonpac at 03-2262 8688 for assistance.

17) Red Carpet Banking Privileges
You also get a dose of Red Carpet Banking privileges, offered by Public Bank to their valued customers. All that is required of you is to maintain a minimum of RM200,000 in savings, current and fixed deposit accounts with Public Bank.

18) Exclusive Mutual Gold Centre
Enjoy a drink and relax in the comfort and ambience of our Mutual Gold Centre while we attend to you.

19) Dedicated Mutual Gold Hotline
You can be assured of quick and immediate service through our dedicated Hotline.

Mutual Gold Benefits and Services

Free Will Writing and Trust Services
Get your Will written now. PB Trustee and Amanah Raya Berhad can help, and the Will Writing* is free without having to appoint them as Executor.

Or, if you want to set up a trust for your children and loved ones, do it at PB Trustee where preparation of Trust* is free. At Amanah Raya Berhad, there is a 50% discount on the fees for preparation of the Trust.

For more information, call PB Trustee at 03-2176 6651 or ARB at 03-2055 7622.

* Subject to terms and conditions

Free Trust Nomination
You are entitled up to 5 Free Trust Nominations. By setting up Trust Nomination now, you can ensure that your unit trust investment are distributed to your beneficiaries.

Free Public Bank Credit Cards
Get a free-for-life Credit Card* from Public Bank as long as you maintain your Mutual Gold status.

* Subject to terms and conditions

Repurchase Cheques Within Two Business Days
Get your repurchase cheques within two business days. We can arrange for cheque bank-in. All we require
is your bank account number.

Free Switchings
You get to enjoy up to 18 free switchings a year.

Fee Waiver
Administration fee for transfer of units is waived.

Free Insurance
Enjoy free Group Personal Accident with Permanent Disability Insurance coverage of RM1.00 for every 1 Mutual Gold Qualifying Point, subject to a maximum coverage of RM500,000.00. You will not be covered in the event that your total Qualifying Points drop below 100,000 at any one time.

Complimentary Magazine
You have a choice of a complimentary magazine in either English, 'Calibre' or Chinese, 'Feng'. Both magazines will keep you informed on the best that life has to offer; featuring lifestyle articles on travel, dining, health,personal finance and much more!

Quarterly Statement of Accounts
With your accounts all consolidated in one Quarterly Statement of Accounts, you will get a clear view of all your investment accounts without having to go through individual account statements.

Invitation to Seminars & Talks
You will also receive special invitations to Seminars & Talks with interesting topics on the financial markets,financial planning and lifestyles arranged exclusively for you.

Market Updates and Reviews
Keep in touch on the latest investment scene through our Market Report via email.

Insurance Products From LonPac Insurance
Enjoy special rates for :
> Houseowner Insurance and Householder Insurance.
> Privilege Car Protector Insurance, TravelNet and Golfer's Insurance.

Please call Lonpac at 03-2262 8688 for details.

Red Carpet Banking Privileges
You also get a dose of Red Carpet Banking privileges, offered by Public Bank to their valued customers. All that is required of you is to maintain a minimum of RM200,000 in savings, current and fixed deposit accounts with Public Bank.

Exclusive Mutual Gold Centre
Enjoy a drink and relax in the comfort and ambience of our Mutual Gold Centre while we attend to you.

Dedicated Mutual Gold Hotline
You can be assured of quick and immediate service through our dedicated Hotline.

Bank Negara naik lagi kadar faedah 0.25 peratus

2010/07/09
BANK Negara Malaysia menaikkan kadar faedah sebanyak 0.25 peratus lagi, iaitu bagi kali ketiga tahun ini selepas kenaikan 0.25 peratus masing-masing pada 4 Mac dan 13 Mei lalu.

Jawatankuasa Dasar Monetari bank pusat itu pada mesyuaratnya semalam memutuskan menaikkan Kadar Dasar Semalaman (OPR), iaitu penanda aras digunakan bank tempatan dalam menentukan Kadar Pinjaman Asas (BLR) mereka, kepada 2.75 peratus.
Serentak itu, ia juga menaikkan kadar terendah dan tertinggi koridor OPR kepada 2.5 peratus dan tiga peratus.
Purata BLR bank tempatan ketika ini adalah pada kadar 6.05 peratus.

Dalam kenyataannya semalam, Bank Negara berkata ekonomi global terus mencatat pemulihan pada suku kedua, disokong pertumbuhan teguh dan menyeluruh kebanyakan ekonomi pesat membangun, khususnya di Asia dan pemulihan sederhana dalam ekonomi maju.

Bagaimanapun, katanya ketidaktentuan pasaran kewangan antarabangsa telah meningkat berikutan kebimbangan terhadap krisis hutang kerajaan yang berterusan di beberapa ekonomi maju.

Perkembangan ini meningkatkan ketidakpastian mengenai kesan yang mungkin timbul dalam sistem kewangan antarabangsa dan aktiviti ekonomi global.
Melangkah ke depan, meskipun penilaian menunjukkan pemulihan global akan berterusan, wujud peningkatan risiko bahawa momentum pertumbuhan global mungkin menjadi sederhana, katanya.

Terima kasih diatas penyertaan anda. Berita Harian berhak untuk tidak memaparkan sebarang komen yang menyentuh isu-isu sensitif dan yang berbentuk iklan komersil. Alamat IP anda akan direkodkan dan mungkin digunakan untuk menghalang penghantaran komen seterusnya jika melanggar peraturan yang ditetapkan.

PIOF 103% in 5 years

EPF's health withdrawal scheme to include 36 critical illnesses from June 15

Published: Monday June 14, 2010 MYT 8:52:00 PM

PETALING JAYA: Beginning Tuesday, Employees Provident Fund (EPF) contributors can withdraw money from their Account 2 for the treatment of 36 different critical illnesses, compared with 13 previously.

The list, which currently allows for the withdrawal for treatment of critical illnesses such as major organ transplant, multiple sclerosis, stroke and cancer, has now been expanded to include diseases such as Alzheimer's, Parkinson's, chronic liver and lung disease and lupus, EPF said in a statement Monday.

Also included in the list of 36 were treatment for heart attack, coma, kidney failure and paralysis.

In addition to the 36 critical illnesses, members could now make withdrawals to treat family members below the age of 16 for another three critical illnesses, namely severe asthma, leukaemia and intellectual impairment due to accident or sickness, the statement said.

"The new expanded list takes into consideration the significant costs required in treating these critical illnesses and is aimed at helping members fully settle or help ease their financial burden of seeking treatment," EPF chief executive officer Tan Sri Azlan Zainol said in the statement.

Under the EPF Health Withdrawal scheme, members are allowed to withdraw from their Account 2 to pay for their own and family members's medical costs for the treatment of critical illnesses.

"Family members under this withdrawal include spouse, children, step-children or legally-adopted children, parents, parents-in-law, step-parents or legally foster parents and siblings," the statement said, adding that members could also make joint withdrawals with family members to cover the required medical expenses.

According to EPF, members were not eligible for the withdrawal if the medical treatment cost was fully covered by their employer or if they were receiving fertility or alternative treatments.

For more information, log on to www.kwsp.gov.my, contact EPF's call centre at 03-8922-6000 or visit its nearest branch.-the star online

More EPF members making withdrawals for unit trust plan

Friday June 11, 2010

KUALA LUMPUR: A significantly larger number of Employees Provident Fund (EPF) members have opted to withdraw part of their retirement savings for investment in unit trusts.

The amount withdrawn under Members Investment Withdrawals in the first quarter of 2010 rose 43.26% to RM911.15mil from RM636.01mil withdrawn in the corresponding period last year, said EPF in a press statement.

Total applications approved under this withdrawal increased to 113,809 from 87,420 in the same period last year.

“The increase in withdrawals for investments is in tandem with the recovery in the domestic economy that began in the third quarter of 2009, and has since continued to gain momentum,” said EPF chief executive officer Tan Sri Azlan Zainol.

Get optimum returns from Public Mutual's new Public Optimal Growth Fund

Public Bank’s wholly-owned subsidiary, Public Mutual is launching a new fund, Public Optimal Growth Fund (POGF) on 8 June 2010. This fund invests in a diversified portfolio of dividend and growth stocks in the domestic market to achieve optimum returns for investors.
Public Mutual’s Chief Executive Officer Ms. Yeoh Kim Hong said global and regional equity markets have rebounded from multi-year lows in March 2009 on optimism that global economic activities will continue to strengthen on the back of government stimulus spending and supportive monetary policies. “Looking ahead, the domestic market should remain underpinned by the strengthening pace of economic recovery throughout the Asia Pacific region, resilient liquidity conditions and reasonable valuations,” she said.

POGF is an equity fund that seeks to provide income and capital growth by investing in stocks which offer attractive dividend yields and growth stocks in the domestic market. Half of the fund’s equity investment will be invested in a diversified portfolio of stocks which offer attractive dividend yields while the other half of the fund’s equity investment will be invested in a diversified portfolio of growth stocks in the domestic market. “Investors who are keen to invest in a portfolio of dividend and growth stocks in the domestic market will be able to achieve an optimal combination of income growth and capital appreciation over the long-term,” Yeoh added.

The equity exposure of POGF generally ranges from 75% to 98% of its net asset value (NAV). The fund is suitable for aggressive investors who wish to receive annual income while participating in the long-term growth potential of a diversified portfolio of dividend stocks and growth stocks in the domestic market.

The initial issue price of POGF is RM0.2500 per unit during the 21-day initial offer period from 8 to 28 June 2010. The minimum initial investment for the fund is RM1,000 and the minimum additional investment is RM100. During the offer period, special promotional service charges as low as 5% of initial issue price per unit are extended to the purchase of units of POGF. Investors who opt for Direct Debit Instruction with POGF during the offer period will enjoy a special promotional service charge of 5.25% of NAV per unit for as long as the Direct Debit is active. Terms and conditions apply.

Interested investors can contact any Public Mutual unit trust consultant or call its Customer Service Hotline at 03-6207 5000 for more details of the fund.

Public Mutual is Malaysia’s largest private unit trust company with 77 funds under management. It has over 2,320,000 accountholders and as at 30 April 2010, the total net asset value of the funds managed by the company was RM37 billion.

Public Index Fund 463%

Public Mutual declares distributions for 11 funds

Public Bank’s wholly-owned subsidiary, Public Mutual, declared distributions for eleven funds totalling over RM440 million. The gross distributions declared for the respective funds for the financial year ended 31 May 2010 are as follow:-

Fund - Gross Distribution / Unit

Public Dividend Select Fund - 3.00 sen per unit

Public Ittikal Fund - 8.00 sen per unit

Public Islamic Equity Fund - 1.75 sen per unit

Public Islamic Select Treasures Fund -1.25 sen per unit

Public Far-East Select Fund - 1.75 sen per unit

Public Regional Sector Fund - 1.75 sen per unit

Public Global Select Fund - 0.75 sen per unit

Public China Titans Fund - 1.50 sen per unit

PB ASEAN Dividend Fund - 1.50 sen per unit

Public Balanced Fund - 7.00 sen per unit

Public Select Bond Fund - 4.50 sen per unit

Public Mutual wins Reader’s Digest Trusted Brand Platinum Award

Public Bank’s wholly-owned subsidiary, Public Mutual, has won the Reader’s Digest Trusted Brand Platinum Award for the Investment Fund Company category in Malaysia in 2010. Previously, Public Mutual won the Gold Award for four consecutive years, from 2006 to 2009.

Public Mutual’s Chairman Tan Sri Dato’ Sri Dr. Teh Hong Piow, expressed pride at this recognition of consumers’ trust. “Winning the Platinum award is a great honour as it signifies that Public Mutual has earned the confidence of Malaysian consumers in continuously delivering top value to investors,” he said.

The Reader’s Digest’s annual Trusted Brands survey in Malaysia reflects Malaysian consumers’ choice of their trusted and favourite brands. While most Trusted Brand Award winners achieve Gold status, brands with scores of more than three times that of their nearest competitor; or with a score at least double that of their nearest competitor and an average rating of at least 4 points (out of a possible 5) on the qualitative criteria, receive a Platinum Trusted Brand Award. These qualitative criteria include trustworthiness & credibility, quality, value, understanding of customer needs, innovative and social responsibility.

Tan Sri Teh dedicated the award to Public Mutual’s board of directors, management, staff and unit trust consultants for their dedication and commitment. He also thanked investors for their unwavering support and confidence. With the Reader’s Digest Trusted Brand Platinum Award, Public Mutual has, to-date won 158 awards, of which more than 90% are recognition for excellent fund performance.

Public Mutual is Malaysia’s largest private unit trust company with 75 funds under management. It has over 2,320,000 accountholders and as at 31 March 2010, the total net asset value of the funds managed by the company was RM36.6 billion.

Rescue Calms Markets, Remakes EU

Global financial markets roared back in response to the EU's nearly $1 trillion rescue plan to save the euro from a public-debt crisis that has threatened to derail economic recovery.

Public Mutual declares distributions for 5 funds

Public Bank’s wholly-owned subsidiary, Public Mutual, declared distributions for five funds. The total gross distributions declared for the financial year ended 30 April 2010 are as follows:

Fund


Gross Distribution / Unit

Public Far-East Telco & Infrastructure Fund


2.50

Public Islamic Dividend Fund


1.25

Publis Islamic Asia Dividend Fund


0.75

Public Far-East Balanced Fund


1.50

Public Global Balanced Fund


0.50

Public Mutual Chief Executive Officer Ms. Yeoh Kim Hong said Public Far-East Telco & Infrastructure Fund has generated one-year returns of 31.01% for the period ended 9 April 2010, according to The Edge-Lipper Fund Table dated 19 April 2010. “This fund has outperformed its benchmark for the same period,” she added.

Meanwhile, Public Islamic Dividend Fund and Public Islamic Asia Dividend Fund have generated one-year returns of 34.43% and 35.27% respectively for the same period. Public Islamic Dividend Fund is open for EPF Members Investment Scheme.

As for Public Far-East Balanced Fund and Public Global Balanced Fund, they have generated one-year returns of 25.03% and 19.69% respectively for the period ended 9 April 2010, according to The Edge-Lipper Fund Table dated 19 April 2010. These funds have also outperformed their benchmarks for the repective periods.

Public Mutual is Malaysia’s largest private unit trust company with 75 funds under management. It has over 2,320,000 accountholders and as at 31 March 2010, the total net asset value of the funds managed by the company was RM36.6 billion.

Why I Choose Public Mutual?

Public Mutual - 2010 Branch Annual Awards Nite

A special thanks to all my Investors, Clients, LVG Team, BP Branch Staffs and Family.. thank you so much for your believe, trust, confident and support towards this achievement. These awards are dedicated to all of you. Awards :- 1) Top UTC EPF Personal Producer, BP 2009
2) 2nd Runner Up UTC Producer, BP 2009

Public Mutual emerges as the Biggest Winner for 7th consecutive year

Public Bank’s wholly-owned subsidiary, Public Mutual swept 10 out of the 29 awards, including the most prestigious “Best Overall Fund Group” award, at The Edge-Lipper Malaysia Fund Awards 2010 held at the Kuala Lumpur Convention Centre on 23 February 2010. This is the 7th consecutive year Public Mutual has emerged as the biggest winner at the annual awards event.

Public Mutual’s Chairman Tan Sri Dato’ Sri Dr. Teh Hong Piow expressed pride at the outstanding achievement despite a challenging year in 2009. “These awards demonstrate Public Mutual's commitment in continuously delivering top value as well as meeting the diverse needs of our unitholders,” he said.

By winning these awards, Public Mutual has to date received a total of 148 industry awards. Tan Sri Teh dedicated these awards to Public Mutual’s board of directors, management, staff, unit trust consultants and investors for their unwavering support and confidence over the years.

The 10 awards won by Public Mutual are:

No Fund / Company Category

1 - Public Mutual Berhad Best Overall Fund Group Award

2 - Public Regional Sector Fund Equity Asia Pacific - 3 years

3 - Public Far-East Dividend Fund Equity Asia Pacific Ex Japan - 3 years

4 - Public SmallCap Fund Equity Malaysia Small and Mid Caps- 3 years

5 - Public SmallCap Fund Equity Malaysia Small and Mid Caps- 5 years

6 - Public Bond Fund Bond Malaysian Ringgit - 10 years

7 - PB Balanced Fund Mixed Asset MYR Balanced - 10 years

8 - Public Islamic Bond Fund Bond Malaysian Ringgit - Islamic - 3 years

9 - Public Islamic Bond Fund Bond Malaysian Ringgit - Islamic - 5 years

10 - Public Ittikal Fund Equity Malaysia - Islamic - 10 years

Public Mutual is Malaysia’s largest private unit trust company with 73 funds under management. It has over 2,000,000 accountholders and as at 31 December 2009, the total net asset value of the funds managed by the company was RM35.6 billion

KDNK Suku ke 4 2009 - 4.5%

KDNK Malaysia bagi suku ke-4 tahun 2009 = 4.5%, ini satu petanda fundamental baik untuk merancang perniagaan mahupun pelaburan anda.

Menurut ANALISA TEKNIKAL saya melalui graf di atas juga menunjukkan petanda KLCI akan meningkat walaupun mungkin perlahan.

Boleh rujuk laporan BERNAMA

Public Mutual Latest Syariah Fund

Investors seeking to capitalise on the long term growth potential of mid to large cap stocks in the Asian region can invest in the Public Islamic Asia Leaders Equity Fund (PIALEF).

PIALEF is designed to allow investors to capitalise on the growth potential of companies with market capitalisation of US$1 billion and above in domestic and regional markets that comply with Shariah requirements. The fund focuses its investments on companies that have strong growth potential and are traded at attractive valuations with sound fundamentals. These companies are positioned to benefit from the recovery in regional equity markets and as well as a rebound in regional economies.

To achieve increased diversification, the fund may invest up to 98% of its Net Asset Value (NAV) in selected Asian markets which include South Korea, China, Taiwan, Hong Kong, Philippines, Indonesia, Singapore, Thailand and other markets. Given the above investment strategy and objective, the Fund is suitable for medium- to long-term investors with aggressive risk-reward temperaments.

Benefits of Investing in PIALEF

PIALEF provides investors with the opportunity to invest in mid to large corporations which are better positioned to benefit from the anticipated recovery in regional economies due to their financial strength and dominance in their respective industries. Generally, mid to large companies benefit from economies of scale as costs of production and operating expenses are spread over a larger volume of units produced and sold. As such, these companies tend to have leading positions and established market shares which will enable them to perform well during robust as well as challenging market conditions.

From 19th Jan 2010 - 8th Feb 2010 - Special fees. Pls refer to your respective UTC.

EPF Fund (PIBF) - 26% Annual Return

Do you know? If you invest your money in this fund, you are protected FREE by eTiQa Takaful Bhd. Pls refer to your UTC for details.

Public Islamic Dividen Fund - 33% Annual Return

Public China Ittikal Fund - 48% Annual Return

Public Islamic Bond Fund - 9% Annual Return

Compare to Government Bond which usually give 5% annual return. However PIBF Annual Return is 9.01%. Public Islamic Bond Fund is a save investment and suitable for Investor who have a Conservative Risk Profile. Please refer to your UTC for details.

EPF Fund (PIEF) - 33% Annual Return

Public Ittikal Fund - 37.9% Annual Return

EPF Fund (PISEF) - 32% annual profit

Public Far-East Property & Resort Fund - 98% annual profit

TAHNIAH! PIOF Profit 51.9% a YEAR

To all my dear friens and investors, as I have said to you... it eventually proven.